How Long Will Your Savings Last?
Discover how much you need to retire comfortably with our free Retirement Nest Egg Calculator. Easily estimate how long your retirement savings will last by factoring in your withdrawal needs, expected investment returns, and personalized financial goals. Plan confidently for a secure retirement future.
Retirement Nest Egg Calculator
Your Savings Duration Estimate
Example Calculations
$500,000 savings, $40,000/year withdrawal, 4% return, 2% inflation
Years Savings Last: ~17.5 years
Total Withdrawals: ~$700,000
Interest Earned: ~$200,000
$1,000,000 savings, $60,000/year withdrawal, 5% return, 2.5% inflation
Years Savings Last: ~22.3 years
Total Withdrawals: ~$1,338,000
Interest Earned: ~$338,000
How to Use the Retirement Nest Egg Calculator
Our free Retirement Nest Egg Calculator estimates how long your savings will last in retirement. Here’s how to use it:
- Current Savings: Enter your total retirement savings (required)
- Annual Withdrawal: Enter how much you plan to withdraw each year (required)
- Expected Annual Return: Enter your estimated investment return rate (default is 4%)
- Expected Inflation Rate: Enter the expected inflation rate (default is 2%)
The calculator estimates the duration your savings will last based on withdrawals, returns, and inflation.
Why Calculate Your Retirement Nest Egg?
Understanding how long your savings will last is crucial for retirement planning. Our calculator helps you:
- Estimate the sustainability of your withdrawal strategy
- Account for inflation and investment returns
- Plan adjustments to ensure your savings last throughout retirement
Frequently Asked Questions
Yes, our calculator is completely free to use with no registration required.
The calculator provides estimates based on your inputs. Actual results may vary due to market fluctuations, unexpected expenses, or changes in inflation.
The calculator adjusts withdrawals annually for inflation to reflect real purchasing power, using a constant inflation rate provided by you.
Note: This calculator provides estimates only. Investment returns and inflation rates are not guaranteed. Consult a financial advisor for personalized retirement planning advice.